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Financial Aid

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Student Loans at RCC

Federal Direct Loans (DL) 2023-2024

2023-2024 (Summer 2023 through Spring 2024) loan applications should be submitted no sooner than approximately one month prior to the first term of your loan period.

Federal Direct Loans (DL)

If you need additional funds to pay for your education-related expenses, you may be eligible for federal student loans.

  • Submit a Loan Request/Revision Form
  • If this is your first student loan at RCC, you will need to complete the following steps on www.studentaid.gov (“In School” tab):
    • Loan Entrance Counseling
    • Complete a Loan Agreement (Master Promissory Note/MPN)

Once the items above are complete, you will receive a revised Financial Aid Offer indicating how much loan you are eligible to receive.

Federal Direct Loan borrowers who are leaving school, graduating, or dropping below half-time enrollment must complete Exit Counseling on studentaid.gov.

Alternative Student Loans

Many lenders offer student loan options. Such loans are not federally guaranteed or governed by the US Department of Education. RCC does not make lender or loan program recommendations. Borrowers should carefully review terms and conditions, which vary by lender and loan. To be eligible, a student must often have a co-signer with qualifying income, time-on-job, debt-to-income-ratio and other considerations. In the student’s best interest, RCC’s Financial Aid Office generally certifies this type of loan only after the student has exhausted all federal loan options. RCC retains the right to refuse certification based on professional judgment.

If you need help, you please ask your Financial Aid Advisor for assistance. 

For loan support and management check out our partner IonTuition