Student Loans at RCC
Federal Direct Loans (FDL)
- FDL information and application process (Loan Request/Revision form, annual loan entrance counseling and valid Master Promissory Note).
- Annual Loan Exit Counseling
- Comparing Federal and Private Loans
Alternative Student Loans
Many lenders offer student loan options. Such loans are not federally guaranteed or governed by the US Department of Education. RCC does not make lender or loan program recommendations. Borrowers should carefully review terms and conditions, which vary by lender and loan. To be eligible, a student must often have a co-signer with qualifying income, time-on-job, debt-to-income-ratio and other considerations. In the student’s best interest, RCC’s Financial Aid Office generally certifies this type of loan only after the student has exhausted all FDL options. RCC retains the right to refuse certification based on professional judgment.