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Financial Aid

Federal Direct Loans (FDL), 2018/19

Welcome to RCC’s student loan application process for the 2018/19 school year (’18 Summer through ’19 Spring).

READ the following pages carefully, then keep them for your reference.

18/19 loan applications should be submitted no sooner than approximately one month prior to the first term of your loan period.

All federal Stafford student loans are through the U.S. Department of Education's (ED) Federal Direct Loan (FDL) program. This means that if you borrow money toward educational expenses, you will make repayment to a federal government servicer instead of a private lender. For FDL information, visit

Who is Eligible to Apply for a FDL?
Once you have been issued an 18/19 Award Letter or an Eligibility Notification from RCC, you may complete the FDL application process. At least half-time (6+ aid-eligible term credits), aid-eligible enrollment is required. Check your financial aid status at Per-term loan application deadlines are as follows:

Loan Application Deadlines:
'18 Summer Thurs., 08/23/18 '19 Winter Fri., 03/15/19
'19 Fall Fri., 11/30/18 '19 Spring Fri., 06/07/19
How do You Apply? (it may be helpful to print these pages)
After reviewing this information, be prepared to enter the following data:
  • Your Social Security Number (SSN)
  • Your FSA ID (Federal Student Aid; i.e. username and password) used to electronically sign your FAFSA. Use of another person's FSA ID constitutes fraud. Use only your own FSA ID information.
  • Contact information (i.e. phone/mailing address) for 2-3 different, personal references (people who will know how to contact you in 10 years)

Recommended: Take the time to carefully read and research your need before you borrow. There are many helpful tools provided here. Use them to help you plan.

To proceed to the application process, select “Apply” at the end of these introductory pages. You’ll be asked to log into myRogue using your RCC ID and RCC password. If the system cannot confirm your eligibility to apply, follow the directions you are given to find out what you must do next. DO NOT CONTINUE to as RCC will NOT be able to certify a loan for you until you become eligible. Otherwise, continue as follows:

  1. Loan Request/Revision Form. Print so that you can later complete and submit it by fax to 541-471-3585 (Redwood Campus) or 541-245-7648 (Riverside Campus), scan and e-mail it to, or submit it in-person to Rogue Central Services. Select “Next” to continue to and log in.
  2. Complete Loan Entrance Counseling.. (First-time-borrowers only; Freshman who never previously borrowed) – Allow up to an hour to carefully learn your borrower rights and responsibilities.
    1. Start Entrance Counseling.
    2. Select Schools to Notify (Oregon – Rogue Community College; G10182 – Redwood Campus is correct; Notify This School)
    3. Select Student Type (Select the first box; "I am completing entrance counseling to receive Direct Loans as an undergraduate student."), then Continue
    4. Section 1: Understand Your Loans – Interactively review and complete Check Your Knowledge questions, then Continue
    5. Section 2: Manage Your Spending – Interactively review and complete Check Your Knowledge questions, then Continue
    6. Section 3: Plan to Repay - Interactively review and complete Check Your Knowledge questions, then Continue
    7. Section 4: Avoid Default - Interactively review and complete Check Your Knowledge questions, then Continue
    8. Section 5: Make Finances a Priority - Interactively review and complete Check Your Knowledge questions, then Continue
    9. Review the Entrance Counseling Summary (You will get a "Congratulations!" message when completed.)
  3. Master Promissory Note (MPN). Select "Completed MPNs" under "My Loan Documents." All completed MPNs will be displayed. If your MPN for RCC is older than 10 years or the message "No records found" is displayed, click on "Complete MPN" under "Master Promissory Note" further down on the left-hand column. This will take you to a screen where you'll select the type of loan you would like to receive. Select "Subsidized/Unsubsidized MPN" (RCC does not participate in any PLUS loan programs), then do the following:
    Step 1 Information
    1. Complete Borrower Information (Section A)
    2. Complete School Information (G10182 – Redwood Campus is correct) (Section B)
    Step 2 References
    Complete Reference 1 and 2 (Section C) – These should be people who will know how to reach you in future years.
    Step 3 Terms & Conditions
    1. Expand and review Sections C, D, E and F
    2. Check the certification
    Step 4 Review & Sign
    1. Use Edit to make corrections in any section
    2. Enter your First Name, Middle Initial and Last Name, then click Sign
    Review Your Master Promissory Note (MPN) and click Submit (or Back to make corrections)